Comparison

Tradacy vs PayoutLab

PayoutLab is a live command center for funded accounts, with drawdown and rule tracking. Tradacy does one thing, the honest net across every firm. Here is the honest version.

Short answer. PayoutLab keeps you inside the rules on a live account, with trailing drawdown, payout eligibility, and compliance, at $10 a month. Tradacy answers whether you are net up across every firm, with a free plan and a one-time price. Pick PayoutLab for live rule tracking. Pick Tradacy for the honest total.

Tradacy This is us

Price

Free for one firm. Pro $7/mo or $59/yr. Lifetime $149.

Free plan

Yes. One firm, unlimited entries, no card.

Pay once

Yes. $149 lifetime, Founder badge for the first 200, then $199.

What it does best

One honest net number across every firm. Simple, ten-second logging.

Connect bank or broker

No. Manual logging or CSV. Nothing to link.

Share your number

Yes. Wrapped story plus Flex, Confession and Receipt cards.

Live drawdown and rules

No. Tradacy is not a compliance tool.

PayoutLab

Price

$10/mo, no annual option. 7-day trial.

Free plan

No.

Pay once

No. Subscription only.

What it does best

Live trailing drawdown, payout eligibility, rule compliance, an AI coach.

Connect bank or broker

Yes. Rithmic and Tradovate auto-sync.

Share your number

A LabCard for payouts. No full Wrapped-style story.

Live drawdown and rules

Yes. This is its core strength.

Where PayoutLab is the better choice

If you are actively trading a funded account and you need to stay inside the rules, PayoutLab is built for exactly that. It tracks your trailing drawdown in real time, tells you when you are eligible for a payout, and enforces firm-specific rules across 18 plus firms, with auto-sync from Rithmic and Tradovate. If knowing how close you are to a breach right now matters more than the long-run total, PayoutLab does that and Tradacy does not.

Where Tradacy is the better choice

Tradacy is the better pick if what you actually want is the honest lifetime total, not a live rules dashboard.

A free plan. One firm, unlimited entries, no card. PayoutLab has no free plan, only a trial.
Pay once. The $149 lifetime pays for itself versus $10 a month in about fifteen months, and then you keep it. PayoutLab has no annual or lifetime option.
A full share story. Wrapped plus the Confession, Flex, and Receipt cards, not just a payout card.
Nothing to connect. Log in ten seconds or import a CSV. No broker sync needed.

Does Tradacy track drawdown and compliance? +

No. Tradacy is not a live compliance tool. It tracks the money in and out, not your rule headroom on an active account. PayoutLab is the one built for live drawdown and rules.

Which is cheaper? +

PayoutLab is $10 a month with no free plan and no annual discount. Tradacy is free for one firm, and its $149 lifetime pays for itself against PayoutLab in about fifteen months, then you keep it for good.

Do I need to connect a broker? +

Not with Tradacy. You log entries by hand in about ten seconds, or import a CSV. PayoutLab uses Rithmic and Tradovate sync for its live tracking.

See your real number first.

Add it up free for one firm, no card. Or use the free calculator with no signup at all.

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Prices and features were checked against each product's own site in June 2026 and can change. Tradacy is independent and not affiliated with PayoutLab. Names belong to their owners.